Why are we different?

At Golden Bell Financial, you work directly with an established industry thought leader.  Your advice comes directly from someone who has earned both the respected CFP and CFA designations — a demonstration of expertise and competency that less than 0.5% of financial advisors can claim.  It’s easy for advisors to talk about expertise or experience.  It’s less common that they actually have it.

Golden Bell was founded to break from the model of taking on more and more clients at the expense of personalized service and advice. To do things differently, we set a hard limit of 70 clients. That’s our commitment to personalized service.

Unlike many other advisory practices, Golden Bell Financial has a legal obligation to act in the best interests of its clients at all times, putting clients’ needs ahead of its own. This means Golden Bell must provide investment advice and services with the utmost loyalty and care, while avoiding or fully disclosing any conflicts of interest. Golden Bell has a legal obligation to be transparent about all fees and to always make recommendations that are solely in the client’s best interest.

We focus on the totality of your finances with an aspiration to help frame your financial decisions, educate you on the options and potential outcomes, cogently explain what we would do if in your shoes, and then help you to implement.

Our pledge is to be candid in our advice, to tell you what you need to hear rather than what you want to hear, to be realistic about expectations, to be transparent about any conflicts, and to be honest about what we know and what we don’t know.

Most financial advisors talk about partnering with a custodian, a fund company, an investment solution, an insurance provider, a CPA practice, etc. At Golden Bell, our only partnership is with our clients and our only commitment is to our clients. Everything else is just a tool to help in the financial planning process.